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All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Hello, we various properties across the USA, Canada, Costa Rica, Mexico, etc. and we would like to offer cancellation insurance to our guests. Is this a product that you offer?

A:
If you have a property and casualty licence you can fill out the form below to be able to sell plans. Brokersnexus: https://brokersnexus.com/
{{currentOrigin}}/answers/other-insurance/we-would-like-to-offer-cancellation-insurance-to-our-guests-is-this-a-product-that-you-offer-77731/

Q:in Patriot International Lite plan, you only provide Maximum amount of money the insurance company will pay for eligible medical expenses, but the visa application requirement is minimum 30,000 USD. where can I check the minimum of your insurance plan?

A:
The minumum is the same as the policy maximum.
{{currentOrigin}}/answers/europe-visa-insurance/medical-expenses-but-the-visa-application-requirement-is-minimum-30000-55392/

Q:i am a american citizen living in thailand with a wife and son. My son is american citizen, my wife is thai citizen we are traveling to the US for vacation will you med insurance cover us as American citizens in the US

A:
you want to make separate quotes for The US citizens since there are different plans available to them.
{{currentOrigin}}/answers/travel-health-insurance/i-am-a-american-citizen-living-in-thailand-with-a-wife-and-son-my-son-is-american-citizen-37671/

Q:What is the coverage of ambulance usage and ER visit and diagnoses of the acute symtoms?

A:
In a comprehensive plan after you pay the deductible the plan will pay according to the copay you choose untill it reaches the maximum of the policy. If you want to go over what copay deductible and maximum you choose we advise in calling the number on the back of your ID card and speak to the benefits department.
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/what-is-the-coverage-of-ambulance-usage-and-er-visit-and-diagnoses-of-the-acute-symtoms-68048/

Q:Hi, I would like buy a health insurance for J1 visa. My start date is 4 Aug 25. My question is if my visa gets delayed, can I reschedule the plan before the start date? In that case, will you issue me a new insurance /certificate letter for the visa interview with a rescheduled date? Thanks

A:
Most plans do allow you to change the coverage dates as long as the change is made before the coverage starts. a visa letter will be made available to reflect the change in 3 buissness days
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/if-my-visa-gets-delayed-can-i-reschedule-the-plan-before-the-start-date-24964/

Q:Can we use our HSA account to pay for visiting parent's visitor health insurance?

A:
Most HSA do not count it as a deductible expense unless its your dependents. we reccomend you call your HSA provider for more info.
{{currentOrigin}}/answers/visitors-health-insurance/can-we-use-our-hsa-account-to-pay-for-visiting-parents-visitor-health-insurance-95003/
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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