330-856-6244
Platt Insurance Group LLC
330-856-6244
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Q:One of my parents aged 59 years is diabetic, had cancer back in 2007and was treated, no cancer treatment required after that. In 2019she had cardiovascular surgery requiring stent placement. She has been healthy since last 7 years. Which policy is the best ? Also will this be covered under acute onsite of pre existing conditions or preexisting condition
A:
{{currentOrigin}}/answers/visitors-health-insurance/she-had-cardiovascular-surgery-requiring-stent-placement-she-has-been-healthy-31756/For it to be covered under the acute onset of a pre-existing condition, it needs to meet the following requirements. An Acute Onset of a Pre-Existing Condition is a sudden and unexpected outbreak or recurrence of a Pre Existing Condition which occurs spontaneously and without advance warning either in the form of Physician recommendations or symptoms, is of short duration, is rapidly progressive, and requires immediate care. The Acute Onset of a Pre Existing Condition must occur after the effective date of the policy. Treatment must be obtained within 24 hours of the sudden and unexpected outbreak or recurrence. A Pre Existing Condition that is a chronic or congenital condition or that gradually becomes worse over time will not be considered Acute Onset. This benefit does not include coverage for known, scheduled, required, or expected medical care, drugs or Treatments existent or necessary prior to the Effective Date of coverage. We reccomend a comprehensive plan. to see what plans you quialify for, If you can enter your information in this link we can quote you all of our available plans, plans: /get-travel-insurance-quotes/?presection=visitorUSA
Q:If I buy Vistor Insurance for my 72 year old mother, who is travelling and is in US then after the insurance is bought, after how many days the policy is bought does the insurance starts covering expenses. Also, what is the process to find doctors who accept this Insurance as mostly doctors reject Visitor insurance rightaway on calls when asked.
A:
{{currentOrigin}}/answers/visitors-medical-insurance/how-many-days-the-policy-is-bought-does-the-insurance-starts-covering-expenses-76642/You can purchase plans that will start coverages from that day. the plans cover as long as the illness or injury did not exist within the body before the start of the plan. Billing is always up to the provider. If the provider chooses to bill you. A claim can be made for reimbursment.
Q:I need a prescription for a medicine (xulane) . How can know if it is covered under my insurance? Atlas America. I consulted with NURX and I want t know what is my coverage or co pay.
A:
{{currentOrigin}}/answers/international-travel-medical-insurance/i-need-a-prescription-for-a-medicine-xulane--how-can-know-if-it-is-covered-under-my-insurance-70087/you can call the phone number on the back of the ID card to speak with the benefits department. they can inform you on your coverage.
Q:It says on the website that Beacon International Plan, PPO Outside USA None. Other providers Yes. Can you please clarify this part Can the clients go to any providers
A:
{{currentOrigin}}/answers/international-travel-insurance/beacon-international-plan-ppo-outside-usa-none-other-providers-yes-24692/The insured can still go outside of the US with these plans. It would be considered an out of network service.
Q:can we get insurance for a parent who will turn 90 during the US stay? Thanks
A:
{{currentOrigin}}/answers/visitors-health-insurance/can-we-get-insurance-for-a-parent-who-will-turn-90-during-the-us-stay-thanks-29986/Yes we have plans for people well over 90. to start If you can enter your information in this link we can quote you all of our available plans. Visitor plans: /get-travel-insurance-quotes/?presection=visitorUSA
Q:We are scheduled to fly to Europe on August 26th and return on September 6th, taking a Rhine river cruise from Basel to Amsterdam. Question: is insurance available to reimburse for the entire trip expenses if airlines cancel service from the U.S. to our destination and/or departure airports? Fuel availability and conflict-related cancellations are my concerns.Thanks!
A:
{{currentOrigin}}/answers/trip-insurance/reimburse-for-the-entire-trip-expenses-if-airlines-cancel-service-from-the-us-to-our-destination-88245/while those two reasons are not cancelation reasons on the trip plans. you can purchase a plan with the cancel for any reason rider. The rider must be purchased within a few days of the initial trip deposit. Trip insurance. /travel-insurance/
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